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Insurance

Medical 

With the new laws intact; Obamacare, or the Affordable care act; medical insurance has become more complex and a requirement for all individuals. With the new regulations there are many factors that go into choosing the right plan. Our professional advisors walk you through the different factors and ensure you receive the best health care without breaking the bank.

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Dental & Vision 

The affordable Care act now requires all children have dental and vision coverage. There is a variety of options through the Idaho Health Insurance Exchange that have dental and vision built into it, which gives you a peace of mind. We not only help you find your children the best options for dental and vision but we have many options for you as well.

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Life Insurance 

Life Insurance

A life insurance policy is a contract with an insurance company and the insured. The insurance provides a lump-sum payment known as a death benefit in the event of the insured’s death in exchange for premium payments. Life insurance is based on the needs and goals of the owner. While there are many different types of life insurance it is important to go over all options to determine what is best for you. Our advisors work with many different companies to find the best coverage for you based on your needs.

Disability Insurance 

Disability insurance is a program that pays some or all of a worker’s salary in the event they are not able to work at his or her job. There are 2 types of disability insurance; short-term and long-term. Short term disability is designed to pay a worker part or all of his or her salary for a short period of time in the event they are not able to work. Long term disability covers majority of a worker’s salary for an extended period of time or lifetime.