CORNERSTONE FINANCIAL ADVISORS - Cash Flow Analysis : Calculator: Cash Flow Analysis

Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.

Income: (In the spaces below, write down all your sources of income. Convert annual and quarterly figures to monthly numbers.)
Salary	$
Alimony, child support	$
Dividends from investments	$
Interest on savings accounts, CDs, etc.	$
Social Security benefits	$
Retirement plan/pension income	$
Other income	$
Expenses: (Write down the anticipated amounts of your expenditures. Convert annual and quarterly figures to monthly figures.)
Mortgage payment or rent	$
Groceries	$
Utilities	$
Entertainment, recreation, and dining	$
Insurance	$
Medical (not covered by insurance)	$
Education	$
Vacation	$
Gifts	$
Loan payments (auto, student, etc.)	$
Auto (gas, maintenance, etc.)	$
Credit card payment	$
Clothing	$
Dues and subscriptions	$
Home improvement	$
Charitable contributions	$
Federal taxes	$
State taxes	$
FICA (Social Security)	$
Other taxes	$
Other expenses	$

Licensed to sell insurance and annuity products in AL, CA, CO, ID, MI, MT, NV, PA, TX, UT, WA and WY. Darren Josephson, Dee D. Whittier, Lisa Sorenson, David Schofield and Matthew Porter are Registered Representatives of, and offer securities through, The O.N. Equity Sales Company, member FINRA/SIPC, Investment advisory services offered through O.N. Investment Management Company. Darren Josephson, Dee D. Whittier, Lisa Sorenson, David Schofield and Matthew Porter are Investment Advisor Representatives. Cornerstone Financial Advisors and The O.N. Equity Sales Company are not affiliated.